(TO SEE TESTIMONIALS SCROLL TO THE BOTTOM OF THIS PAGE)

Here are the ANSWERS to questions
YOU may have & Testimonials…  

 I Found A Home I Love, But My Credit Is Bad, Can I Still Be Considered?
ABSOLUTELY!!! We offer owner financing where you can buy the home without having to qualify at a bank. We’ll finance you ourselves and your credit does not matter!  This is why so many buyers consider Ultimate Estates and visit BuyHome4US.ultimateestates.biz as their first choice when looking for their dream home!

 
What If I Don’t Have A Huge Down Payment?
We will try to work with you even if you don’t have a lot of money for a down payment!  You can always borrow from friends or family, use funds from your 401K, IRA, other retirement accounts, savings or some other funds you may have or have access to like taking a cash advance from a credit card or we can charge your credit cards or lines of credit. There are a few different programs where you can get into the house you like and complete your down payment while you're in the home (please ask us about our Down Payment Assistance Program).

I can't stress enough how important it is for you to get into a home of your own and to find the funds that are necessary as there are so many benefits like equity and appreciation build up among many other benefits!



​What Are The Benefits Of Owning My Own Home​

​Pride of Homeownership – Buyer can sell the house
    No Bank Qualifying Financing
    Quick Closing & Move In
Low Closing Costs
   Tax Write Off – Buyer can deduct interest paid on his/her income tax return – That lowers the effective monthly payment
   Locked-In Price – Any appreciation above the sales price is the buyer’s profit
Equity Buildup – Principal Paydown
Plenty of Time to Build Credit and Get Good Financing
   Establish History of Timely Payments

 
I Expect Some Additional Funds For My Down Payment, Should I Wait?
If you find a home you like, you should NOT wait! You can move in with as little as $4,000 down and transition into our Owner Financing program when you have the additional down payment with our Down Payment Assistance Program.

 
How Much Of A Down Payment Will I Need?
That depends on the price of the home and what monthly payment you can afford. However, the range can be as low as $4,000 or up to $75,000 for most of our homes. The rule of thumb is 5% down for our Lease Option Purchase program where you Lease with an Option to purchase and 10% down for our Owner Financing program where we finance the home for you and you are the owner. Remember, we accept borrowed funds from family, friends, savings, pensions, IRA, 401K, etc, and can give you up to 45+ days to make the down payment.


How Long Does It Take To Move Into A Property?
Usually in a few days, there are no lengthy escrows or mortgage approvals.


Is There A Lot Of Paperwork Required?
No! Our legal department makes everything streamlined and EASY.  All you are required to fill out is a one-page application Home Buyer Registration Form or any paperwork they need and it is very minimal. You will receive an Earnest Money Receipt with agreement of all financial terms and conditions of your purchase or lease, such as (if applicable): purchase price, cash down payment, interest rate, monthly payments, escrow payments, and any other terms specific to your transaction. 


What Is My NEXT STEP?
If you found the home you like, now is the time to get all the financial details of your purchase ironed out. We will discuss the financing plan with you and tweak it to your particular situation. It is IMPORTANT to bring an initial Earnest Money Deposit of a minimum of $1,000 to your appointment, so we can take the home off the market to other potential buyers. You need to “stake your claim” before someone else does! The Earnest Money Deposit is applied towards your down payment.  Please realize that until we receive a commitment from you, the home is available to other buyers, regardless of prior verbal or email communication we may have had before. 

 

CALL (801) 671-5942 TODAY!
(or you can fax 801-302-5804 or email your one-page application Home Buyer Registration Form to ultimateestates1@gmail.com)

​www.BuyHome4US.ultimateestates.biz

Available Properties Hotline (855) 746-6341

Ultimate Estates Property Management Inc.


Testimonials


"They helped me get my dream home when I had been told by others that it would be impossible"- Jossie


"We really love all the passion and professionalism and you have made this transaction unbelievably simple"- Jake & Naomi


"Thank you Ultimate Estates for making our dreams come true for us owning our own home in such a fast and simple process where we didn't have to qualify through a bank and you helped us through your No Bank Qualifying program and the closing was so simple and fast. We love how you took care of us! - Tracy & Nitaya


"Couldn't be happier we found Ultimate Estates and purchased a house through them as they made our total home buying experience as stress-free as possible. There was a lot less paperwork and headaches than last time we purchased our last home through a realtor and then had to deal with mortgage brokers, lenders, title and realtor companies. Ultimate Estates handled everything for us and made the process so much quicker and simpler without all the bank qualifying hassles. Thank you for making this an enjoyable experience and we love the amazing house we purchased from you - Robert & Cheryle


"I had never owned a home before until I found Ultimate Estates and they helped me own my first home after renting most of my life and it was much easier than I thought it would be and I'm excited to finally be a homeowner! - Barb


"Thank you for making it possible for us to get another home of our own after thinking it wouldn't be possible for a long time after dealing with past credit problems and losing our house in foreclosure after I lost my job only a few years ago and Ultimate Estates was able to help us be homeowners again way faster than we ever thought possible - Kyle & Tiffany


"I have been self-employed for many years running a successful business but I had a hard time proving my income and so the banks would always turn me down when I would try to get a loan to purchase my own home. I am so happy I found Ultimate Estates because they got me into my own home and made my dreams come true! - Jim


After going through bankruptcy and being told by the lenders that it would be quite a few more years before I could purchase another home because I needed to work on my credit because of the bankruptcy I ended up finding Ultimate Estates only a few short weeks later and they helped me get into another home of my own and I couldn't be more thankful - Devin


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